Independent insurance agency serving clients in multiple states

Insurance that fits your life and your budget

Shelly compares life, health, Medicare, home, auto, business, and pet coverage from major carriers, then helps you pick a plan built around lower costs and the right benefits. Work with her by phone and email, wherever you live.

What would you like a quote on?

Pick one and you will go straight to the right quote form.

Not sure where to start? Call Shelly and she will walk you through it.

  • Independent agency. Not tied to a single carrier, so recommendations are based on your needs.

  • Major carriers compared. Shelly works with the major insurance companies to find the right fit and rate.

  • Licensed in nine states. Most quotes are handled by phone and email, wherever you live.

Coverage for every part of life

From your first car to your Medicare enrollment, Shelly's Insurance Options handles personal and business coverage under one roof.

  • Life insurance

    Term and permanent options sized to protect your family's income, mortgage, and plans if something happens to you.

  • Health insurance

    Individual and family plans compared across carriers so you are not paying for coverage you will never use.

  • Medicare

    Plain-language help sorting through your Medicare options, whether you are enrolling for the first time or reviewing your plan.

  • Property & casualty

    Homeowners, renters, condo, and landlord policies that protect what you own and cover you if someone is hurt on your property.

  • Auto insurance

    Car coverage with the discounts you qualify for, from liability-only to full coverage.

  • Business insurance

    Liability, property, and commercial coverage for small businesses and the self-employed.

  • Pet insurance

    Coverage for unexpected vet bills so a sick pet does not turn into a financial emergency.

  • Need more than one policy?

    Bundling home, auto, and life coverage with one agent keeps things simple and can lower your total cost. Ask Shelly for a combined quote.

    Request a combined quote
Shelly Kingsolver of Shelly's Insurance Options

Why an independent agent is worth it

A captive agent sells one company's products. Shelly shops for you.

  • Options from multiple carriers. Shelly compares plans side by side instead of pushing a single company's lineup.

  • Built around cost and benefits. Plans are designed with a focus on low cost and a benefit structure that actually fits your situation.

  • Plain-language advice. You will understand what you are buying before you sign anything.

  • One point of contact for the long run. Shelly stays your agent at renewal time, when life changes, and when you have a question.

Meet Shelly

How getting a quote works

Three steps, no pressure, and nothing to buy until you are ready.

  1. Tell Shelly what you need

    Send the quote form or call. A few details about you, your home, your car, or your business is all it takes to get started.

  2. She compares the carriers

    Shelly shops the major insurance companies and comes back with options, explained in plain terms with the trade-offs spelled out.

  3. Pick a plan, she handles the rest

    Once you choose, Shelly takes care of the paperwork and stays on as your agent for questions, changes, and renewals.

What clients say

What clients have said about working with Shelly's Insurance Options.

  • “I saved over $400 and got better coverage while doing so, thank you so much. I'll tell my friends and family”

    Jamal J.

    2020, San Diego, CA

  • “So helpful. Even though I didn't end up switching, I now understand insurance better. Thanks for taking the time.”

    Nicole T

    2020, Dallas, TX

  • “I didn't even know that I needed more coverage until I talked to you. I love having the app with access to ID cards.”

    Sandra D

    2020, New Orleans, LA

  • “Saved $650 on car and $300 on home! #1 reason. The fact that you shop my auto insurance at each renewal to make sure I'm getting the best price is the #2 reason I switched to buying from you. Highly recommended”

    Josh M.

    2020, Mobile, AL

  • “I met Lori for another business matter. When she learned I was a Veteran, she made me aware of a Medicare Advantage plan that gives me back $144 in my social security check. I have $1,728 more money to use for life and living expenses because I met her.”

    Bob

    2021, Melbourne, FL

Know someone who needs better coverage?

Referrals from clients mean the world to Shelly. Send a friend or family member her way, and she will reach out and help them find the right coverage.

Send a referral

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Shelly Kingsolver, owner of Shelly's Insurance Options

About Shelly Kingsolver

An independent agent who treats your coverage like her own.

Shelly's Insurance Options is an independent insurance agency specializing in Medicare, life, health, and property and casualty insurance for households and businesses of every budget. Shelly works with the major insurance companies so she can match clients with coverage that fits, with plans designed around low costs and a proper benefit structure.

Her goal is simple: help you understand your choices, make a confident decision, and have one person to call for the life of your policy.

More about Shelly

Where Shelly can help

You do not have to live down the street. Shelly is licensed in nine states, and most of the quote process happens by phone and email.

Licensed in

  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • Tennessee

National Producer Number (NPN): 20757706

Mailing address

6254 Wilmington Pike #1076, Centerville, OH 45459

Local communities

  • Centerville
  • Beavercreek
  • Fairborn
  • Xenia

Not sure which coverage you need?

Send a quick note and Shelly will call you back to sort it out. Prefer to talk now? Call or email any time.

Ask Shelly a question

Takes about two minutes. No obligation.